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Psalm 49:5

ESV Why should I fear in times of trouble, when the iniquity of those who cheat me surrounds me,
NIV Why should I fear when evil days come, when wicked deceivers surround me--
NASB Why should I fear in days of adversity, When the injustice of those who betray me surrounds me,
CSB Why should I fear in times of trouble? The iniquity of my foes surrounds me.
NLT Why should I fear when trouble comes, when enemies surround me?
KJV Wherefore should I fear in the days of evil, when the iniquity of my heels shall compass me about?

What does Psalm 49:5 mean?

In Psalm 73, Asaph describes his frustration: seeing evil people who prosper (Psalm 73:2–3). Later in the song, he is reminded that those who defy God cannot escape judgment (Psalm 73:15–20). With a similar sentiment, the writer of Psalm 49 wonders aloud why he allowed his experience with cheats and frauds to become a discouragement. As he will note (Psalm 49:8–9), their wealth cannot save them from judgment at the hands of the Lord.

It is no sin to be wealthy, but it is immoral to use wealth to abuse others. The apostle James writes about greedy farmers who cheated the laborers who mowed their fields, holding back their promised wages. Though it might seem like the cheating businessmen had "won," James warns them to mourn for the ruin that awaits them (James 5:1–6). Christians should put money to good use. As stewards of all that God has given them (1 Corinthians 4:2), they should be generous, not stingy. Paul urged the Corinthian Christians to excel in the act of giving (2 Corinthians 9:8), to give bountifully (2 Corinthians 9:6) and cheerfully (2 Corinthians 9:7).
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