What does Psalm 49:5 mean?
In Psalm 73, Asaph describes his frustration: seeing evil people who prosper (Psalm 73:2–3). Later in the song, he is reminded that those who defy God cannot escape judgment (Psalm 73:15–20). With a similar sentiment, the writer of Psalm 49 wonders aloud why he allowed his experience with cheats and frauds to become a discouragement. As he will note (Psalm 49:8–9), their wealth cannot save them from judgment at the hands of the Lord.It is no sin to be wealthy, but it is immoral to use wealth to abuse others. The apostle James writes about greedy farmers who cheated the laborers who mowed their fields, holding back their promised wages. Though it might seem like the cheating businessmen had "won," James warns them to mourn for the ruin that awaits them (James 5:1–6). Christians should put money to good use. As stewards of all that God has given them (1 Corinthians 4:2), they should be generous, not stingy. Paul urged the Corinthian Christians to excel in the act of giving (2 Corinthians 9:8), to give bountifully (2 Corinthians 9:6) and cheerfully (2 Corinthians 9:7).
Psalm 49:5–12 begins to describe and unravel the "riddle" previously mentioned. Though God warns about sin, wicked people may still prosper on earth. This can be discouraging to those who follow God but suffer at the hands of evil people. As the psalmist explains, ungodly people can only have a false sense of security. Wealth cannot buy pardon from sin. Ultimately, they will die and leave their wealth to others. The God-honoring person, however, has nothing to fear in eternity.
The "riddle" in question is the fact that some rich persons are also wicked and ungodly. Rich and poor, alike, should remember that money is temporary. It is not a substitute for God's approval. All people face death and God's judgment. There is no reason to envy a person who has earthly wealth but lacks eternal hope.
