What does Proverbs 7:20 mean?

The adulteress continues her effort to persuade the foolish young man to commit adultery with her (Proverbs 7:6–19). She points out that her husband took a bag of money with him. Perhaps she mentions this fact to alleviate the young man's fear that her husband might run out of money and return home unexpectedly. She indicates that he will be far from home for several days, until there is a full moon. It seems the husband was on a business trip, but he may have planned to spend some of his money on a gift or two for his wife. If this is the case, his wife's wickedness intensifies.

The young man is being drawn into the affair slowly but surely. This entire story is meant to highlight the dangers of sexual temptation, and the tactics to which both men and women can be exposed. The young man in this example, like the son listening to Solomon's teaching, and those reading it today, would be well advised to heed the counsel given in Proverbs 1:10: "My son, if sinners entice you, do not consent." Fortunately, God promises to provide a way of escape when temptation confronts us (1 Corinthians 10:13).